Calculate your HESLB loan disbursement, plan your daily survival budget, and estimate the mandatory 15% salary deductions accurately. 100% Client-side processing.
Welcome to the ultimate precision tool for Tanzanian students and graduates. Whether you are managing your university allowance (Boom), figuring out your tuition fee disbursements, or estimating your mandatory 15% salary deductions for HESLB loan repayment, our tool provides pixel-perfect calculations right inside your browser.
Your privacy is our priority. All calculations and processing happen directly within your web browser. Your financial data and salary inputs are never uploaded to our servers.
Use our specific modules to calculate your daily survival budget based on the days left in your semester, or select from built-in university presets for quick tuition framing.
Estimate your monthly loan deductions instantly. Input your gross salary to accurately determine the statutory 15% deduction and see exactly how long it will take to clear your debt.
Yes, this financial tool is 100% free to use. There are no hidden fees, subscriptions, or limits on how many times you can run your calculations.
Absolutely. Because our tool utilizes client-side JavaScript, your salary and loan data are never stored on our servers. The processing happens entirely on your device.
By law, HESLB deductions are calculated as 15% of your basic Gross Monthly Salary. This means the deduction is applied before other taxes like PAYE or NSSF are subtracted.
MA is the daily allowance allocated to students for their living expenses. You can enter your specific daily rate (e.g., TZS 10,000) and the number of days directly into the calculator.
The allowance (commonly known as 'Boom') is usually disbursed in batches corresponding to the number of days in a given semester period, often covering 60, 90, or 120 days at a time.
BS is a fixed yearly allowance provided to students to purchase academic materials. It is typically disbursed alongside your first or second batch of the Meals and Accommodation allowance.
Yes, our Disbursement Module separates the funds. The tuition fee portion is sent directly to your university, while the MA and BS are deposited directly into your bank account.
SFR covers specific academic needs depending on your course (e.g., medical equipment, engineering tools). Like tuition fees, SFR is usually disbursed directly to the university.
You input your current bank balance and the remaining days in your semester. The planner divides the amount and provides a safe daily spending limit, categorized into food, rent, and emergencies.
Yes! Our calculator is fully responsive and optimized for modern iOS and Android browsers. You can easily manage your budget or estimate deductions directly from your smartphone or tablet.